Individual Development Accounts (IDAs) are matched savings accounts designed to help individuals and families with lower incomes build long-term financial stability. Through this program, participants receive matching funds as they save toward specific goals such as education, homeownership, or starting a small business.

In addition to saving, participants gain valuable financial skills, including budgeting, money management, and goal setting. These skills empower individuals to make informed financial decisions and create lasting improvements in their economic well-being.